My Licence Protection is designed for a driver where the ability to drive is an essential part of earning their living.

The policy offers cover for when you are unable to drive for a health-related reason or an accidental injury but also disqualification of your driving licence due to the totting up of penalty points.

Income Protection

Income Protection

Provides you with replacement earnings up to 65% of occupational income. Replacement subject to a maximum salary dependent on level of cover chosen, dye to an inablity to drive as a result of an accident, injury or disqualification through the totting up of penalty points.

Accidental Death

Accidental Death

A capital sum of £10,000 in the event of your accidental death due to help those who are close to you when they need it most.

 

 

 

Alternative Travel

Alternative Travel

Reimbursement for alternative transport costs up to £10,000 a year to assist you to get to where you need to be.

Legal Cost

Legal Cost

Cover to pay Magistrates' Court fees up to £500 in the case of a successful appeal against a suspension of a licence.

Would you be able to get to work, socialise and meet the demands of your busy family life?

If the ability to drive is critical to your daily routine,
My Licence Protection can help.

Bronze
49p
Daily
£15 Per Month (inclusive of IPT)*

65% of your Income***
protected up to a maximum income of £25,000

£10,000 Accidental Death Benefit

£5,000 Transport Costs **

£500 Legal Costs

Get Protection
Silver
65p
Daily
£20 Per Month (inclusive of IPT)*

65% of your Income***
protected up to a maximum income of £50,000

£10,000 Accidental Death Benefit

£7,500 Transport Costs **

£500 Legal Costs

Get Protection
Gold
£1.15
Daily
£35 Per Month (inclusive of IPT)*

65% of your Income***
protected up to a maximum income of £100,000

£10,000 Accidental Death Benefit

£10,000 Transport Costs **

£500 Legal Costs

Get Protection
 

* Premiums include 12% Insurance Premium Tax (2019-2020).

** Per Year.

*** Occupational Income

  • to apply you must be aged 21 or over and under 62 years old and have held a full driving licence for a minimum of two years,
  • you must have no more than 8 penalty points at the time of applying,
  • alternative transport costs up to £10,000 a year, subject to a maximum of £1,000 in any calendar month,
  • legal cost up to £500,
  • protection for up to 65% of occupational income (dependent upon the level of cover chosen, up to a maximum income of £100,000),
  • accidental Death Benefit of £10,000,
  • 12 months cover which may be renewed,
  • if policy premiums are stopped the cover will cease,
  • speedy, online application with a decision straight away; and
  • My Licence Protection is underwritten by Hiscox, an award-winning specialist insurer and covered by the Financial Service Compensation Scheme (FSCS).

Do you require only loss of licence cover?